See your complete picture
- Connect UK banks via Open Banking
- Add manual accounts for anything else
- Track investments, pensions, crypto alongside cash
- All accounts in one unified list
Chart your own path
to financial clarity
See where your money goes, understand why, and take control of where it's heading.
Start your free trial
30 days free · No card required
Everything you need to take control
A complete toolkit for tracking, understanding, and planning your finances — built around the way you actually think about money.
Organise without spreadsheets
- Auto-categorise with rules on every import
- Use tags for context beyond categories
- Build hierarchical category groups
- Reorganise anytime, without losing history
Plan with confidence
- Set monthly budgets per category
- Track subscriptions and bills automatically
- Catch what's late or missed
- See what's due next at a glance
Understand and act
- Start with pre-built insight reports
- Compare periods — this month vs last
- Build custom dashboards of what matters
- Watch your net worth over time
Built to be trusted with your money
Security and privacy aren't features tacked on at the end — they're the foundation Plutus is built on.
Encrypted data and read-only bank access
Your financial data is stored on EU-based servers, encrypted in transit and at rest. Bank connections are powered by Finexer, an FCA-authorised Open Banking provider — we never see your credentials.
Your finances aren't our product
Plutus is subscription-funded, not ad-funded. Your spending habits and balances are never sold or shared with advertisers or data brokers. We use privacy-respecting analytics only to understand how Plutus is used and improve it — never to profile you or serve ads.
You stay in control
Workspace owners manage billing and structure; members share the data. Remove anyone with one click — their session, connections, and account end immediately.
FAQs
Get answers to the most common
questions about Plutus.
What is Plutus?
Plutus is a personal finance app that brings all your accounts, budgets, and transactions into one place. Add your accounts, track your net worth, set budgets, and build lasting financial habits — all from a single dashboard.
How does Plutus work?
Connect supported UK bank accounts, add accounts manually, or import transactions via CSV. From there you can categorise spending, set budgets, create rules to automate your workflow, and track your net worth over time.
Who is Plutus for?
Anyone who wants to feel in control of their money — whether you're budgeting for the first time, tracking investments, or managing finances with a partner. Plutus is built for individuals, couples, and families.
What makes Plutus different from other finance apps?
Plutus gives you powerful tools to manage your money your way — Open Banking connections, manual accounts, CSV imports, custom categories, transaction rules, and multi-currency account tracking. It's designed to be flexible enough for how you actually manage your money, not how an app thinks you should.
Is my data safe with Plutus?
Your data is protected with encryption in transit and at rest. We never store banking passwords; bank connections are read-only and handled through Finexer, an FCA-authorised Open Banking provider. No ads, and we never sell your data.
Is a credit card required to sign up?
No. Your complete 30-day trial starts without a credit or debit card. Choose monthly or annual billing, then add a payment method during the trial if you want to continue.
Where is bank syncing available?
Bank syncing is powered by UK Open Banking and supports eligible UK institutions. You can also add any account manually and import transactions via CSV.
Does Plutus support multiple currencies?
Yes. Each portfolio has a base currency, while its accounts can use different currencies. Plutus converts supported currencies into the portfolio currency for combined reporting.
Can I share with my partner or family?
Yes — with workspace sharing, you can invite your partner or family members to view and manage your finances together.
What happens if I cancel?
You can cancel at any time from billing settings. You'll keep access until the end of your billing period. Afterwards, your data stays safe and you can still export it or close your account.