See your complete picture
- Connect UK banks via Open Banking, or add accounts manually
- Add manual accounts for anything else
- Track investments, pensions, crypto alongside cash
- All accounts in one unified list
Chart your own path
to financial clarity
See where your money goes, understand why, and take control of where it's heading.
Everything you need to take control
A complete toolkit for tracking, understanding, and planning your finances — built around the way you actually think about money.
Organise without spreadsheets
- Auto-categorise with rules on every import
- Use tags for context beyond categories
- Build hierarchical category groups
- Reorganise anytime, without losing history
Plan with confidence
- Set monthly budgets per category
- Track subscriptions and bills automatically
- Catch what's late or missed
- See what's due next at a glance
Understand and act
- Start with pre-built insight reports
- Compare periods — this month vs last
- Build custom dashboards of what matters
- Watch your net worth over time
Built to be trusted with your money
Security and privacy aren't features tacked on at the end — they're the foundation Plutus is built on.
Bank-grade encryption
Your financial data is stored on EU-based servers we control, encrypted in transit and at rest. Bank connections are powered by Finexer, an FCA-authorised Open Banking provider — we never see your credentials.
Privacy as a principle
No ads. We never sell your data. AI features, when they arrive, run only on the data you choose to share — never on autopilot.
You stay in control
Workspace owners manage billing and structure; members share the data. Remove anyone with one click — their session, connections, and account end immediately.
FAQs
Get answers to the most common
questions about Plutus.
What is Plutus?
Plutus is a personal finance app that brings all your accounts, budgets, and transactions into one place. Add your accounts, track your net worth, set budgets, and build lasting financial habits — all from a single dashboard.
How does Plutus work?
Connect supported UK bank accounts, add accounts manually, or import transactions via CSV. From there you can categorise spending, set budgets, create rules to automate your workflow, and track your net worth over time.
Who is Plutus for?
Anyone who wants to feel in control of their money — whether you're budgeting for the first time, tracking investments, or managing finances with a partner. Plutus is built for individuals, couples, and families.
What makes Plutus different from other finance apps?
Plutus gives you powerful tools to manage your money your way — Open Banking connections, manual accounts, CSV imports, custom categories, transaction rules, and multi-currency account tracking. It's designed to be flexible enough for how you actually manage your money, not how an app thinks you should.
Is my data safe with Plutus?
Your data is protected with encryption in transit and at rest. We never store banking passwords; bank connections are read-only and handled through Finexer, an FCA-authorised Open Banking provider. No ads, and we never sell your data.
Is a credit card required to sign up?
No — you can start with the free Starter plan using just your email. Pro includes a 7-day free trial if you choose to upgrade.
Which countries will bank syncing support?
Bank syncing is powered by UK Open Banking and supports eligible UK institutions. You can also add any account manually and import transactions via CSV.
Does Plutus support multiple currencies?
You can select any currency for your accounts. Multi-currency support within a single workspace is on our roadmap — for now, each account uses the currency you choose when you set it up.
Can I share with my partner or family?
Yes — with workspace sharing, you can invite your partner or family members to view and manage your finances together.
What happens if I cancel?
You can cancel Pro at any time from billing settings. You'll keep access until the end of your billing period, and you'll always be able to export your data.