Starter
Track your money, on your own.
£0 forever
Get Started - Up to 5 accounts
- Single user
- CSV transaction import
- Categories, tags, and rules
- Recurring transactions
- Budgets and custom dashboards
- Basic insight reports
Powerful money tools, finally priced for everyone
The kind of clarity professionals charge thousands for, available for less than your monthly Netflix.
Premium
Connect your banks, share with the people you trust.
£64.99 /year
Equivalent to £5.42/month
- Everything in Starter, plus:
- Unlimited accounts
- Up to 4 collaborators per workspace (5 people total)
- Live UK bank sync (Open Banking)
- Full insight reports with period comparison
- Priority support
7-day free trial on Premium · No card required to start with Starter
Why pay for Plutus?
Plutus is built for you. Not for advertisers, not for venture capitalists, not for anyone hoping to flip the company in three years. Independence leads to better products and better decisions for the people who use them.
Funded by you, built to last
Most "free" finance apps make money one of two ways: by showing you ads, or by quietly selling your data to whoever wants it. We do neither. Your subscription is the only revenue we take — which means we get to focus on building Plutus for the long haul. No surprise pivots to ads, no acquisition that turns the product into something different, no "free forever" rug pulls.
Your data stays your data
Plutus runs on EU-based infrastructure under our control. We don't share your financial data with third parties, we don't sell it, and we don't quietly send it to AI providers behind your back. When AI features arrive — for example, asking an assistant to explain an insight — you'll choose exactly which data goes, when, and to whom. Nothing leaves Plutus on autopilot.
Independent, by design
We're a small UK team. No parent company, no investor board, no exit strategy you haven't heard about. That means we get to make decisions about Plutus that are right for the people using it, even when they wouldn't make sense for a venture-backed startup. We move at the pace the product needs, not the pace a board demands.
Shaped by the people who use it
Plutus gets better because the people using it tell us where it falls short and what they wish it did. That feedback loop — direct, fast, and unfiltered by sales gatekeepers — is the single biggest thing keeping us honest. If you've got an idea, drop us a line — we read everything.
Frequently asked
Is there a free trial?
Premium comes with a 7-day free trial — no card required upfront. You can keep using the Starter plan forever, no trial needed.
Can I cancel anytime?
Yes. Cancel from your settings at any time. You'll keep Premium features until the end of your current billing period, then drop to Starter without losing any of your data.
What happens to my data if I downgrade?
Your data stays exactly where it is. If you exceed Starter-tier limits (5 accounts, single user) you simply lose the ability to add more — nothing is deleted.
Can I switch between monthly and annual?
Yes, you can switch billing frequency anytime. We'll prorate the difference automatically.
Will the price ever change?
If we ever raise prices in the future, existing subscribers keep their original rate. We don't believe in loyalty taxes.
Why a subscription, not a one-off purchase?
We're a small UK team. Subscriptions let us keep improving Plutus without venture capital, ads, or selling your data — which means we work for you, not for advertisers.